ATM withdrawal in Costa Rica without fees


In Costa Rica you'll find that most ATMs ("cajero automático") have a fix withdrawing fee for international cards like Visa/Mastercard. ATMs that have fees are legally obliged to display a screen that indicates the exact amount and ask a confirmation. So feel free to test around, and cancel the transaction if the fee is too high for you.
The currency in Costa Rica is the Costa Rican colón (code CRC, symbol ₡). 1 US Dollar is roughly equal to 600 CRC.

ATMs fees in Costa Rica

* Banco de Costa Rica (BCR): no fees
* Banco Popular: no fees
* Scotiabank: ₡1500 per withdraw (around 2.50 USD)
* Cathay Banco: ₡1500 per withdraw (around 2.50 USD)
* Davivienda: ₡1500 per withdraw (around 2.50 USD)
* Banco BAC Credomatic: $5.00 per withdraw (around 3000 CRC)

No withdrawal fees for Banco de Costa Rica (BCR)

No withdrawal fees for Banco de Costa Rica (BCR)

Fees with your own bank

Your own bank may also add its own fees. This is specific for each bank, so check with your bank pricing to see the fees for international withdrawals.

Limits

ATMs have both a per-withdrawal and per-day limit which goes from around ₡100.000/withdrawal to ₡250.000/withdrawal and ₡100.000/day to ₡500.000/day. Usually, the higher the withdrawal fee the higher the limits.

Good to know

Almost all ATMs in Costa Rica are available in English and are also able to dispense USD.
Don't forget to ask for a receipt, especially when you're abroad. And once you have it, take a picture of it immediately because you'll probably end up losing the paper. Make sure the amount on the receipt matches the amount on your account. And in the case of a dispute, use your receipt/picture as a proof.

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Written by Ale

Comments:
Colin

Colin
Feb 15, 2020 at 19:10

I live in Costa Rica and I bank in the Us, Bank of Costa Rica doesn't charge any fees to withdraw cash from my checking account from my credit union.


Shannon Miller

Shannon Miller
May 10, 2019 at 18:50

I live in Costa Rica and BCR charges $5 per transaction to withdraw funds.


Shanon

Shanon
Jul 17, 2019 at 14:49

I also live in Costa Rica, have for 3 years, and frequently use my BoA ATM card at BCR. Both BCR and BoA each charge me $5 per transaction and I am limited to 3 transactions of $200 (or c100,000) per translation. Just to withdraw the amount needed for my rent each month, I am charged $30 in fees. Ridiculous


robwalker

robwalker
May 15, 2019 at 18:28

What type of card do you have? BCR didn't charge anything with my Visa.


Annie

Annie
Jun 11, 2019 at 23:18

No charges for me neither with Banco de Costa Rica


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