ATM withdrawal in Spain without fees

In Spain you'll find that most ATMs ("cajero automático" in Spanish, "caixer" in Catalan) have a fix withdrawing fee for international cards like Visa/Mastercard. ATMs that have fees are legally obliged to display a screen that indicates the exact amount and ask for confirmation. So feel free to test around, and cancel the transaction if the fee is too high for you.

ATMs fees in Spain

  • CaixaBank: no fees
  • Kutxabank: no fees
  • iberCaja: no fees
  • Abanca: €0.80
  • Bankia: €1.75
  • Sabadell: €1.80
  • BBVA: €1.87
  • Santander: €2

Fees with your own bank

Your own bank may also add its own fees. This is specific for each bank, so check with your bank pricing to see the fees for international withdrawals.

Euronet Worldwide ATMs

These ATMs have popped up everywhere in the center of touristic cities in Europe: do not use them. They have horrible fees and push users to withdraw high amounts of cash. Moreover the dynamic exchange rate (if you choose to let the ATM make the conversion for you, never do that) is outrageous.

Euronet Worldwide ATM in Barcelona

Euronet Worldwide ATM in Barcelona

Good to know

Don't forget to ask for a receipt, especially when you're abroad. And once you have it, take a picture of it immediately because you'll probably end up losing the paper. Make sure the amount on the receipt matches the amount on your account. And in the case of a dispute, use your receipt/picture as a proof.

Share this tip:

Written by Ale


Oct 21, 2019 at 07:28

I've noticed that caixa bank actually has a 5 euro withdrawal fee. But kuxtabank indeed is no-fee.


Nov 10, 2019 at 00:34

I also tried caxia bank and it was going to charge a fee. The only ATM's I found to be free were Unicaja and Cajasur.


Nov 16, 2019 at 21:56

Just tried a BBVA bank atm in Barcelona... 6 euro fee! Completely ridiculous, but I guess some people actually use it.

Thoughts? Questions?

See also

Tours and activities

Discover Barcelona's Gotic District over the ages!

Walk around the medieval Old Town and travel in time with the stories and legends from the past. See the most important monuments of the Gothic quarter. At the end of your trip, relax with a glass of Sangria in the Boqueria Market.

Teatrotour Madrid

Join us to discover Madrid with dramatized tours: One guide will lead the group into the Old Town and two actors will represent some parts of the history in an anecdotic way. Perfect plan for a family day and curious groups!